Car insurance is a necessity, but there are ways to save money. Here is a look at a few discounts to help reduce the cost of your premiums.

The More the Merrier

…Insurance policies, that is. Insure more than one car and you will save money. You can also combine insurance policies of different types to reduce your rates. This includes your homeowner’s or renter’s insurance, life insurance and other policies. Companies like to reward loyalty.

How You Handle Your Policy

Save money with the decisions you make about your policy.

  • Opt for paying annually or semi-annually instead of monthly and you can save on your car insurance.
  • Have your statement emailed instead of mailed in paper form and it could reduce your cost.
  • Stay with the same company and over time your policy may be cheaper.

Drive the Right Car

The next time you go to buy a car think about your car insurance rates. Instead of looking for the car that can go the fastest or has the coolest stereo system, think about safety features. Is it fuel efficient or maybe even a hybrid? Consider adding an anti-theft device and keeping it inside a garage to help lower costs.

Be Responsible

  • Save money by being a good driver.
  • Take safety classes and avoid tickets.
  • Live close to your job and you will cut costs because of low mileage.
  • If you are a student, get good grades.

Some jobs, military affiliations, or organizations can help you save money, too. If you are a member of anything, mention it to your agent to see if it will help you save money.

Saving money on car insurance is easy. You just have to know where to look and what to ask for. Then, you can use all of that extra money for something else, like that new stereo system you’ve had your eye on.

How to Get any type of Car Insurance Discount?