Auto Insurance. Shopping for it is typically not the most user friendly experience. Trying to figure out which policy is best for you is a confusing and as well as time consuming process. Normally we just like to choose the cheapest option. However, depending on where you live geographically that may not be the choice as those of us located near or adjacent to our Southern Border must take into account the high percentage of uninsured drivers.

Not only does this typically raise our annual or semiannual premium, but usually it will require us to buy additional coverage. Ultimately there are 7 primary factors that have the most significant impact on your insurance premium.

  1. Aesthetics:
  2. Fuel Efficiency:
  3. Usability:
  4. Comfort:
  5. Driveability:
  6. Engine Horsepower:
  7. Crash Test Ratings:

Now it will not take a rocket scientist to figure out that driving a high performance sports car will yield significantly higher rates than say a small sedan. This infographic paints a pictures of 10 of the most popular vehicles to drive in the United States as well as the upper and lower quartiles for what consumers are paying to be covered. Obviously if you drive one of the aforementioned vehicles in the infographic and are paying a significantly higher premium then perhaps you have a strong case to change carriers, or possibly you are buying too much coverage.

Read: How to avail different types of Insurance?

Regardless, it’s always a good idea to do a bit of research to see what else is out there. Luckily we are in the digital age there are numerous ways to save time by comparing numerous carriers’ quotes at one time. which is a company that actually pits auto insurance companies against one another to deliver the lowest rate to the consumer. So even if your car is not one of the 10 vehicles, it’s still worth a shot to give a visit and Compare Auto Insurance now to see if you could be saving money on your policy!

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*It’s important to note that a variety of other factors can impact your auto insurance. For instance in Border States such as California, Arizona, New Mexico, and Texas you may be paying a higher rate due to increased thefts and proximity to the border. Then there are states like Michigan where for a variety of reasons users pay double the national average. This is primarily due to the high rate of uninsured drivers as well as the special clause where all insured drivers are required to possess unlimited liability.

Then there is the other end of the spectrum in North Carolina where users pay a quarter of the average price that Michigan drivers would pay. As always this is a large country and rates vary, but with the exception of the few mentioned, it’s still a good idea to see what the average person like you is paying for their auto insurance!